How Long Does a PPP Fraud Investigation Take? | Federal Fraud Timeline & Defense
So your probably sitting there consumed with anxiety because you just found out your PPP loan is under investigation and you have absolutely no idea how long this nightmare is going to last. Maybe the SBA Office of Inspector General contacted you six months ago and you still haven’t heard anything definitive. Maybe the FBI showed up asking questions last week and now your wondering if this gets resolved quickly or drags on for years. Or maybe your PPP loan was flagged for review and your trying to figure out if this investigation wraps up in a few months or if your going to be dealing with federal prosecutors for the next three years. Look, we get it. Your TERRIFIED and the uncertainty is killing you because you can’t move on with your life while this investigation hangs over your head. And honestly? Your right to be concerned about the timeline! Because PPP fraud investigations can take anywhere from three months to over three years depending on complexity, and the 10-year statute of limitations means federal prosecutors can keep investigating and charging cases through 2030 or beyond!
We’ve represented hundreds of clients in PPP fraud investigations since 2020, and we’ve seen these cases play out across every possible timeline. Some investigations resolve in 90 days when we get involved early and convince prosecutors there’s no fraud. Others drag on for two or three years with multiple rounds of document requests, witness interviews, and grand jury proceedings before charges are finally filed or the investigation is closed. The timeline depends on dozens of factors including the complexity of your case, how many people are involved, the loan amount, whether your cooperating or fighting, and the workload of the specific federal agents and prosecutors assigned to your case.
Understanding the typical stages of a PPP fraud investigation and what factors affect the timeline helps you know what to expect and how to position yourself for the fastest possible resolution. This article explains the complete timeline from initial detection through final resolution, what happens at each stage, how long each phase typically takes, and what you can do to speed up the process or at least prevent it from dragging on unnecessarily.
What Are the Typical Stages of a PPP Fraud Investigation?
PPP fraud investigations follow a relatively predictable pattern with distinct stages, and understanding these phases helps you know where you are in the process and what’s coming next. Each stage has its own timeline and triggers specific actions by federal investigators that affect how long the overall investigation takes.
The first stage is detection and preliminary review, which happens before you even know your under investigation. The SBA uses automated fraud detection systems to scan all PPP loan data looking for red flags like discrepancies between your application and IRS records, multiple loans to related entities, businesses that didn’t exist before the pandemic, or suspicious patterns in how funds were used. When the system flags your loan, it goes to the SBA Office of Inspector General for preliminary review. This stage typically takes 30 to 90 days and involves checking public records, reviewing your loan file, and determining if there’s enough evidence to open a formal investigation.
The second stage is formal investigation and evidence gathering. If the OIG decides your case warrants investigation, they assign special agents to work on it and start gathering evidence systematically. This is when investigators subpoena your bank records, request tax returns from the IRS, interview your accountant or loan preparer, talk to your employees or business partners, and analyze your financial transactions. This stage can last anywhere from six months to two years depending on how complex your case is and how much evidence needs to be gathered. Simple cases involving obvious fraud like fake businesses or completely fabricated applications move faster. Complex cases involving multiple entities, legitimate businesses with some fraudulent elements, or sophisticated schemes take much longer.
The third stage is the civil versus criminal determination. Not every PPP fraud investigation becomes a criminal case. Sometimes the evidence shows fraud but prosecutors decide to pursue civil recovery instead of criminal prosecution. Other times the case stays under civil investigation while prosecutors evaluate whether criminal charges are warranted. This decision point typically happens 12 to 18 months into the investigation after most evidence has been gathered. The distinction matters enormously because civil cases mean you repay the loan plus penalties but avoid criminal charges and prison time.
The fourth stage only applies to criminal cases and involves grand jury proceedings and indictment. If prosecutors decide to pursue criminal charges, they must present evidence to a grand jury and obtain an indictment. Preparing a case for grand jury presentation takes several months. The grand jury process itself can involve multiple sessions over weeks or months. And if the grand jury returns an indictment, your arrested and the case moves to the criminal justice system where pre-trial proceedings, plea negotiations, or trial can take another 12 to 24 months.
The final stage is resolution, which can happen through various mechanisms. Civil settlements where you repay the loan and pay penalties. Declination where prosecutors close the investigation without charges. Plea agreements where you plead guilty to reduced charges. Or trial if you fight the charges and the case goes to a jury. The timeline for resolution varies wildly, from a few weeks for quick settlements to years for cases that go to trial.
How Long Does the Initial Investigation Phase Take?
The initial investigation phase, from when the SBA OIG first opens your case until they decide whether to pursue it criminally or civilly, typically takes between six months and 18 months. This is the longest and most uncertain phase because your often unaware the investigation is even happening, and federal agents are working quietly in the background building there case.
During the first three to six months, investigators focus on document gathering and analysis. They subpoena your bank records from all accounts associated with your business and personal finances. They request IRS transcripts showing your tax filings for the years before and after your PPP application. They pull your loan application file from the SBA and any forgiveness application you submitted. They analyze this documentation looking for discrepancies, false statements, and evidence of misuse of funds.
This document review phase moves slowly because investigators are thorough and methodical. They cross-reference every number on your PPP application against IRS records. They trace every dollar deposited in your accounts to see how you spent the PPP funds. They look for connections between your business and other entities that got PPP loans. They build timelines showing when your business was formed, when you first hired employees, when you applied for the loan, and how your business activity changed after receiving the funds.
Between months six and 12, investigators typically start interviewing witnesses. They talk to your accountant about who prepared the PPP application and what information was provided. They interview your bank about how you used the loan proceeds. They talk to employees about whether they actually worked for you during the periods claimed on your application. They might interview business partners, landlords, vendors, or anyone else who can provide information about your business operations and finances.
These witness interviews are where alot of investigations either accelerate toward charges or start falling apart. If witnesses corroborate that you committed fraud, prosecutors feel confident moving forward. If witnesses contradict the suspected fraud or explain away apparent discrepancies, prosecutors might start questioning whether they can prove criminal intent beyond a reasonable doubt.
Between months 12 and 18, investigators typically compile there findings and make recommendations about whether the case should be pursued criminally, civilly, or closed entirely. They prepare detailed reports summarizing all evidence gathered. They present the case to supervisory agents and DOJ prosecutors who evaluate the strength of the evidence and whether charges are appropriate. This decision-making process can take several months as different agencies coordinate and determine the approach.
If your cooperating through an attorney during this phase, the timeline can actually move faster because we can provide documents in an organized manner and present exculpatory evidence proactively. If your fighting or unresponsive, investigations drag on longer because federal agents have to use compulsory process to get information and they assume your hiding evidence.
What Factors Make PPP Investigations Take Longer?
Several factors significantly extend the timeline of PPP fraud investigations, and understanding these helps you anticipate whether your case will resolve quickly or drag on for years. Some factors are within your control while others depend on circumstances beyond your influence.
The loan amount is a major factor affecting investigation length. Small loans under $50,000 often get resolved faster because there’s less money at stake and prosecutors have to prioritize resources. Large loans over $150,000 receive more scrutiny and investigators spend more time analyzing every aspect of the application and fund usage. Loans over $1 million can take years to investigate fully because prosecutors want to ensure they have ironclad evidence before charging cases with potentially massive restitution amounts and lengthy prison sentences.
The complexity of your business structure dramatically affects timeline. If you’re a simple sole proprietorship with straightforward finances, investigators can analyze your case relatively quickly. If you own multiple related entities, have complex corporate structures, or transferred money between various accounts and businesses, the investigation takes much longer because federal agents need to trace funds through multiple layers and entities. We’ve seen investigations of complex schemes involving dozens of related businesses take three years or more just to untangle all the financial relationships.
The number of people involved matters enormously. If your the only person who applied for a PPP loan and used the funds, the investigation focuses on you alone and moves relatively quickly. If multiple people were involved in preparing the application, managing the business, or using the funds, investigators have to interview everyone, gather documents from multiple sources, and potentially coordinate multiple targets. Multi-defendant conspiracies can take years to investigate fully because prosecutors want to flip lower-level participants against the primary targets.
Whether your cooperating versus fighting affects timeline significantly. If you hire counsel early and cooperate through your attorney by providing documents voluntarily, answering questions through proffer sessions, and demonstrating your willing to resolve the matter, investigations often move faster toward settlement or declination. If you refuse to provide information, invoke your Fifth Amendment rights extensively, or fight every document request, federal agents use compulsory process which takes longer and signals your hiding something, making prosecutors dig deeper.
Parallel investigations and whistleblower cases add substantial time. If your PPP investigation is running parallel to a False Claims Act whistleblower lawsuit, the qui tam seal period can last 18 months or longer while the DOJ investigates the whistleblower’s allegations. If your case involves other crimes like tax fraud or money laundering in addition to PPP fraud, investigators from multiple agencies have to coordinate and the investigation expands in scope and duration.
The workload and priorities of the specific agents and prosecutors assigned to your case affect timeline too. Some federal prosecutors are drowning in PPP fraud cases and can’t devote substantial time to each one, causing delays. Other prosecutors prioritize certain types of cases and move those quickly while deprioritizing others. If your case gets assigned to an overworked prosecutor or one who’s focused on other priorities, it might sit dormant for months before anything happens.
Administrative delays and bureaucratic processes add time that nobody controls. Grand jury schedules, court calendars, interagency coordination between the SBA OIG, FBI, and DOJ, and simple administrative backlog all create delays. We’ve seen cases where everything was ready for grand jury presentation but the prosecutor couldn’t get on the calendar for two months because of scheduling issues.
How Long After Initial Contact Do Charges Get Filed?
Once federal investigators first contact you about your PPP loan, the timeline from contact to potential criminal charges varies enormously depending on how the contact happens and what stage the investigation was at when they reached out. Understanding these different scenarios helps you anticipate what’s coming next.
If investigators contact you early in the investigation requesting a voluntary interview or documents, charges typically aren’t filed for at least six to 12 months after that initial contact. This early contact usually means there investigating but haven’t decided whether to pursue criminal charges yet. They want to talk to you to gather more information and see how you respond to questions. If you hire a lawyer immediately and handle this contact properly, we can often prevent charges from ever being filed by presenting exculpatory evidence and demonstrating lack of criminal intent during this window.
If the first contact is a grand jury subpoena demanding documents or testimony, your typically looking at three to nine months from subpoena to potential indictment. Grand jury subpoenas mean the investigation is in the later stages and prosecutors are gathering evidence to present to the grand jury. If you receive a grand jury subpoena, charges are likely unless we can convince prosecutors to decline prosecution during this critical period.
If you receive a target letter from the Department of Justice informing you that your a target of criminal investigation, charges can be filed within 30 to 90 days. Target letters are typically sent when prosecutors have already gathered most of there evidence and made a preliminary decision to seek an indictment. The letter gives you a chance to present your side or negotiate before charges are filed, but the window is short and charges are imminent unless we act quickly.
If federal agents execute a search warrant at your home or business, charges typically follow within three to six months. Search warrants mean prosecutors already convinced a federal judge there’s probable cause to believe you committed a crime, and there using the search to gather final evidence before indictment. The time between search and charges depends on how much evidence they seized and how long it takes to analyze computers, documents, and financial records.
If your arrested without warning, the charges have already been filed and the timeline for contact-to-charges is zero because the investigation was conducted entirely without your knowledge. These surprise arrests typically happen in cases involving flight risk, concerns about evidence destruction, or when prosecutors want to apply maximum pressure through the shock of arrest.
The timeline also depends on whether prosecutors are focused on just you or investigating a broader conspiracy. In multi-defendant cases, charges against everyone are often filed simultaneously after the investigation of all targets is complete. This means your individual timeline might be extended while investigators finish investigating your co-conspirators.
During the period between initial contact and potential charges, your actions matter enormously. If we get involved immediately when investigators first contact you, we can sometimes convince prosecutors not to file charges by presenting evidence showing good faith mistakes rather than intentional fraud, demonstrating cooperation and remorse, negotiating civil settlement instead of criminal prosecution, or identifying weaknesses in the goverment’s evidence that make conviction uncertain.
Can the Investigation Continue After My Loan Was Forgiven?
Yes, definitley. Loan forgiveness doesn’t end fraud investigations and actually can trigger new scrutiny. The 10-year statute of limitations under 18 U.S.C. § 3293 means federal prosecutors can investigate and charge PPP fraud cases until 2030 or later, regardless of when your loan was forgiven.
Many borrowers mistakenly believe that once the SBA forgave there PPP loan, the matter is closed and no investigation can happen. This is completely wrong and has led countless people to let there guard down right when they should be most vigilant. Loan forgiveness is based on the documentation you submitted with your forgiveness application, but the SBA and DOJ can review that documentation years later and investigate whether it was accurate.
In fact, forgiveness sometimes triggers investigations because the forgiveness application provides additional documentation and representations that can be compared against your original loan application and IRS records. If you claimed you used 100% of the loan for payroll on your forgiveness application, but your bank records show you didn’t make payroll payments, that discrepancy triggers fraud review even after forgiveness was granted.
The SBA’s forgiveness process was expedited during the pandemic and minimal verification was done initially. The SBA is now conducting post-forgiveness audits of loans to verify the information in forgiveness applications was accurate. These audits happen one, two, or even three years after forgiveness was granted. If the audit uncovers false information, the SBA refers the case to the OIG for fraud investigation.
Forgiven loans can also be investigated based on whistleblower complaints. Even if the SBA forgave your loan years ago, a former employee, ex-business partner, or professional data miner can file a False Claims Act lawsuit alleging the loan was obtained through fraud. The whistleblower case triggers a DOJ investigation regardless of when forgiveness occurred.
The statute of limitations clock doesn’t start running when your loan is forgiven, it starts from when you committed the alleged fraud. If you submitted a fraudulent PPP application in April 2020, prosecutors have until April 2030 to charge you, even if your loan was forgiven in 2021. The same applies to forgiveness fraud – if you submitted false information to get your loan forgiven in June 2021, the statute runs until June 2031.
We’ve represented clients who had there loans forgiven two or three years before federal investigators contacted them. These delayed investigations often involve complex fraud schemes that took years to uncover, whistleblower cases that were filed under seal and investigated quietly, or cases where the SBA flagged the loan long ago but investigators didn’t get around to working on it until recently because of backlog.
The practical reality is that having your loan forgiven provides no protection against fraud prosecution and might even increase scrutiny if the forgiveness application contained false information. Don’t assume forgiveness means your safe. The investigation can and often does continue years after forgiveness.
What’s the Difference Between Civil and Criminal Investigation Timelines?
PPP fraud investigations can proceed on both civil and criminal tracks, and the timeline differs significantly depending on which path prosecutors pursue. Understanding the distinction helps you anticipate how long your case might take and what resolution options exist.
Civil investigations under the False Claims Act typically take longer than criminal investigations because the burden of proof is lower and there’s less urgency. Civil cases require proof by preponderance of evidence (more likely than not) rather than beyond reasonable doubt, so prosecutors can take there time gathering evidence without worrying as much about witness memories fading or evidence becoming stale. Civil PPP fraud investigations commonly take two to four years from initial detection to final settlement or lawsuit.
The civil investigation timeline includes extended periods of document review, Civil Investigative Demands with lengthy response deadlines, negotiations with defendants about potential settlement, and coordination with whistleblowers if a qui tam case is involved. Because civil cases result in monetary damages rather than prison time, prosecutors are more willing to negotiate and less rushed to file suit. We’ve successfully negotiated civil settlements in cases that took three years to resolve but avoided criminal prosecution entirely.
Criminal investigations move faster once prosecutors decide to pursue criminal charges because there are speedy trial rights and constitutional protections that create pressure to move the case forward. Once someone is arrested or indicted, the case must proceed to trial within 70 days under the Speedy Trial Act unless delays are granted. This means criminal PPP fraud cases from indictment to final disposition typically take 12 to 24 months, though complex cases with multiple defendants can take longer.
However, the pre-indictment criminal investigation can take just as long as a civil investigation. Before charging someone criminally, prosecutors want to ensure there evidence is strong and there case is solid because they have to prove guilt beyond reasonable doubt. This means the criminal investigation phase before charges are filed can last 18 months to three years for complex cases.
Many PPP fraud cases run on parallel civil and criminal tracks simultaneously. The DOJ might be investigating both False Claims Act civil liability and potential criminal charges at the same time. If the criminal investigation doesn’t produce enough evidence for prosecution beyond reasonable doubt, prosecutors might pursue the case civilly instead. This parallel track approach means the overall investigation timeline can extend to three or four years because prosecutors are evaluating both options.
The choice between civil and criminal prosecution often depends on evidence of intent. If investigators find clear evidence you knowingly submitted false information to defraud the goverment, the case goes criminal. If the evidence shows false information but intent is unclear or seems more like negligence than fraud, the case might stay civil. This determination typically happens 12 to 18 months into the investigation and affects how much longer the case will take to resolve.
From a defense perspective, we often work to keep cases on the civil track rather than criminal because civil resolution means no prison time and no criminal record even though you have to repay the money plus penalties. Presenting evidence of good faith and lack of criminal intent early in the investigation can sometimes convince prosecutors to pursue civil recovery only.
How Does Cooperation Affect Investigation Timeline?
Your level of cooperation with federal investigators has enormous impact on how long a PPP fraud investigation takes and what the ultimate outcome is. Cooperation doesn’t mean admitting guilt or waiving your rights, it means working with prosecutors through your attorney in ways that expedite the investigation and demonstrate your willing to resolve the matter.
Early cooperation through experienced counsel typically shortens investigation timelines significantly. When we get involved at the beginning of an investigation and establish communication with prosecutors, we can provide documents voluntarily instead of waiting for subpoenas, arrange proffer sessions where you answer questions in a protected environment, present exculpatory evidence showing lack of fraudulent intent, and negotiate potential resolutions before charges are even filed. Cases where we implement this cooperative strategy often resolve in six to 12 months compared to two or three years for cases where defendants fight every step.
Voluntary disclosure can be particularly effective in shortening timelines. If you discovered errors or false information in your PPP application before investigators contacted you and you voluntarily disclose it to the SBA and DOJ, prosecutors view this as evidence of good faith that cuts against criminal intent. We’ve had cases where clients made mistakes on applications, we helped them prepare voluntary disclosures, and the investigation closed within three to six months with civil repayment but no criminal charges.
Cooperation during document production speeds up the investigation too. If prosecutors subpoena documents and we produce them in an organized, searchable format with explanatory cover letters, investigators can review the materials quickly and move on to the next phase. If you fight subpoenas, produce documents in disorganized manner, or claim materials are missing, investigators assume your hiding evidence and the investigation extends while they use additional compulsory process to get information.
Proffer sessions, where you meet with prosecutors and agents to answer questions with limited protection against the use of your statements, can dramatically shorten timelines when handled correctly. These sessions allow prosecutors to understand your side of the story and evaluate whether they can prove criminal intent. If the proffer goes well and we convince prosecutors you made honest mistakes rather than committed fraud, cases often resolve quickly. If the proffer goes badly or we determine it’s not in your interest to participate, investigations can drag on longer while prosecutors work with less information.
However, cooperation has to be strategic and protected. Cooperating without experienced counsel often backfires because you make incriminating statements or admissions that prosecutors use against you. The key is cooperating through your attorney in ways that provide prosecutors with information they need while protecting your rights and avoiding unnecessary admissions.
Non-cooperation extends investigations significantly and hardens prosecutorial positions. If you refuse to provide documents voluntarily, invoke your Fifth Amendment rights extensively, refuse to participate in proffers, or fight every request, federal agents use grand jury subpoenas and court orders which takes longer. More importantly, prosecutors view non-cooperation as evidence of guilt and consciousness of wrongdoing, making them more likely to seek indictment and pursue maximum penalties.
The sweet spot is strategic limited cooperation guided by experienced counsel. We evaluate what information prosecutors legitimately need, what your required to provide under law, and what we should voluntarily offer to demonstrate good faith. This approach typically shortens investigations while protecting your interests and preserving defenses.
What Happens After the Investigation Is Complete?
Once federal investigators complete there investigation of your PPP loan, several possible outcomes exist and the timeline from “investigation complete” to final resolution varies depending on which path the case takes. Understanding these potential outcomes helps you prepare for what’s next.
The outcome is declination, where prosecutors decide not to pursue charges or civil action. If the investigation concludes that you didn’t commit fraud or the evidence is insufficient to prove the case, the DOJ closes the file and notifies you (or your attorney) that no charges will be filed. Declinations typically happen relatively quickly once the investigation is complete, usually within 30 to 90 days of investigators finishing there work. We’ve achieved declinations for clients by presenting strong exculpatory evidence showing good faith reliance on confusing SBA guidance during the pandemic, demonstrating cooperation and lack of criminal intent, identifying weaknesses in the goverment’s evidence, and convincing prosecutors the case doesn’t warrant prosecution given resource constraints.
Civil settlement is another possible outcome where the DOJ offers to resolve the matter with repayment of the loan plus civil penalties without criminal prosecution. These settlement negotiations can take three to nine months from when prosecutors first approach us about settlement through final agreement. The timeline depends on how much back and forth occurs regarding settlement amount, what terms we can negotiate, and whether a False Claims Act whistleblower is involved who has to approve the settlement. Civil settlements avoid prison time and criminal records but require substantial financial payment.
Criminal charges through indictment happen when prosecutors present the case to a grand jury and obtain an indictment. The timeline from investigation completion to indictment is typically two to four months because prosecutors need time to prepare the case for grand jury presentation, schedule grand jury sessions, and draft the indictment. Once indicted, your arrested and the case moves to the criminal justice system where arraignment happens within days, pre-trial motions and discovery take several months, and plea negotiations or trial occur within 12 to 18 months.
Parallel civil and criminal actions sometimes happen where the DOJ files both False Claims Act civil suits and criminal charges. These parallel cases mean your defending on two fronts simultaneously, which extends the overall timeline because both proceedings have to be managed carefully to avoid one case damaging your defense in the other. Parallel proceedings from charges through final resolution can take two to four years.
If a whistleblower qui tam case is involved, the outcome depends on whether the DOJ intervenes or declines. If the DOJ intervenes, the goverment takes over the lawsuit and it proceeds like a DOJ-initiated civil case. If the DOJ declines to intervene, the seal lifts and you finally learn about the whistleblower lawsuit, which the whistleblower can continue prosecuting on there own. The timeline from DOJ declination to final resolution of the whistleblower case can take one to three years depending on whether it settles or goes to trial.
Some investigations end with deferred prosecution agreements or non-prosecution agreements where you agree to certain conditions like repaying the loan, cooperating with ongoing investigations of others, and staying out of trouble for a specified period. If you comply with the agreement terms, charges are never filed or are dismissed. These agreements can take six to 12 months to negotiate and then require one to three years of compliance with agreement terms before the matter finally closes.
The key takeaway is that even after the investigation is technically complete, final resolution can take anywhere from a few months to several years depending on which outcome occurs and how it’s implemented. Having experienced counsel throughout this process is critical for achieving the possible outcome and resolving the matter as quickly as possible.
Why You Need Our Firm to Navigate Your PPP Investigation Timeline
PPP fraud investigations are stressful, complex, and time-consuming processes that can drag on for years without experienced legal representation. The uncertainty of not knowing how long the investigation will take or what’s happening behind the scenes is crushing, and making wrong moves during the investigation can extend the timeline dramatically while destroying your defenses.
Our firm has extensive experience representing clients in PPP fraud investigations from the first day investigators contact you through final resolution whether that’s declination, settlement, or trial. We know how to manage these investigations efficiently to reach resolution as quickly as possible while protecting your rights and achieving the outcome.
We get involved immediately when you first learn your under investigation or receive any contact from federal agents. Early representation allows us to establish communication with prosecutors, understand what evidence they have, and implement cooperation strategies that shorten timelines. Clients who wait months before hiring counsel waste time during which the investigation expands and prosecutors harden there positions.
We communicate with federal prosecutors and agents on your behalf so you don’t have to face interrogation tactics or pressure to make statements without protection. We determine what documents and information prosecutors legitimately need and provide it in organized manner that expedites there review. We negotiate modifications to overly broad subpoenas and extensions of unrealistic deadlines that give us time to respond properly without rush.
We conduct parallel investigations to gather exculpatory evidence while the goverment is building there case. We interview witnesses who can testify about your good faith and lack of criminal intent. We retain experts to analyze your finances and demonstrate legitimate use of PPP funds. We compile documentation showing you reasonably believed you were eligible for the loan based on available guidance. This proactive evidence gathering allows us to present a strong defense early rather than waiting until after charges are filed.
We evaluate constantly whether cooperation, negotiation, or aggressive defense is the right strategy for your specific situation. We develop customized approaches based on the strength of the goverment’s evidence, your level of culpability, and your goals for resolution. We don’t use cookie-cutter strategies because every case is different.
We negotiate civil settlements when appropriate to avoid criminal prosecution entirely. We convince prosecutors to decline cases when the evidence doesn’t support fraud charges. We prepare for trial when fighting is the option because the goverment’s case is weak or the charges are unjust.
Throughout the process, we keep you informed about where the investigation stands, what’s happening behind the scenes, and what timeline to expect for resolution. The uncertainty of not knowing is often worse than the investigation itself, and we provide clarity and regular updates so you can manage your life and business while the case proceeds.
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The timeline for PPP fraud investigations varies enormously from months to years, but one thing is consistent: having experienced federal defense counsel from day one significantly shortens the investigation and dramatically improves your chances of avoiding criminal charges. Don’t waste time trying to handle this yourself or hoping the investigation goes away on its own. Contact our firm today and let us start working immediately to resolve your PPP fraud investigation as quickly and favorably as possible.