A car accident is a sudden and violent event. It will leave you dazed and stunned at first. When you finally recover your senses, you should take the following actions immediately.
You should call emergency service, you should ensure that everyone in your vehicle is alright, you should check the status of the people in the other vehicle, you should exchange insurance and personal information with the other driver, you should take photos of the damage done to your vehicle, and you should undergo a full examination by a physician.
You should also contact a car accident lawyer.
You should call a lawyer even before you report the accident to your insurance company. A car accident lawyer will inform you of your rights as an insurance policy holder. Your lawyer will also help you get the compensation you deserve.
During the initial consultation, your lawyer will ask you to recall the events and circumstances that led to the accident. They will also ask about the prognosis for your recovery. This information will form the basis of their legal strategy.
Before You File a Lawsuit
You need not file a lawsuit straightaway. If the accident was clearly the fault of the other driver, then their insurance company may offer you a low-dollar figure. You should not communicate directly with them. Refer all letters, emails, and other correspondence, including text messages, to your lawyer. Nor should you meet with insurance representatives without your lawyer present.
If the insurance company offers you a sum that compensates you for medical expenses, lost wages, and pain and suffering, then your lawyer may advise you to accept it. However, if you have been gravely injured—to the point of not being able to work anymore—then your lawyer may advise you to press for a much larger settlement.
Helping You Get Justice
Car accident lawyers have the experience, insight, and expertise to help you get justice. If the car accident has left you burdened with bills and without the means to earn a livelihood, your lawyer will ensure that the responsible parties pay what they owe. Your lawyer will negotiate with the insurance company on your behalf. If the insurers refuse to offer an appropriate amount in compensation, then you may have to file a lawsuit.
Filing a lawsuit gives your lawyer certain powers. They will be able to subpoena important documents from the insurance company and depose its employees. The aim of every insurance company is to pay out as little as it can. Some companies engage in dubious and borderline illegal practices to meet this goal. If the insurance company is not acting in a good faith manner, your lawyer will find out and use it against them.
Your lawyer will also launch their own investigation into the accident. They will gather eyewitness statements and cell phone camera footage of the accident. They will also enter expert medical and forensic findings into evidence. These will be used to demonstrate the culpability of the other driver for the accident; they will also show the extent of your injuries and provide a justification for the sum of money you’re asking for. Given these facts, the insurance company may decide to accede to your demands rather than risk a jury trial and decision.